The prototypes.

The consumer app — score ring, trends & forecast, Pulse Coach, marketplace. Consent-first: OAuth-only inputs, token lapse removes data. Repo: vadera-unit-app.

The employee app and master behavior spec — Quick Actions bar, Monday tasks, roles matrix, lending, Mercury, approvals, auth isolation.

Same codebase in phone grammar — menu as a screen, one pane at a time, composers pinned to the device bottom. Flutter reflows this automatically.